2009 was a great year and I wanted to take a moment to review.

1. My wife gave birth on February 4th to our son Barclay. I am so thankful for my wife and my son.
2. I had the pleasure to work with wonderful clients and I was able to close 29 units in 2009 which was a 45% increase from 2008. I truly appreciate everyone I was able to help in 2009 and I also want to thank everyone who referred their friends and family to me. I look forward to serving even more clients in 2010.
3. I partnered with Sparkdog and Clark Mackey to redesign my website to expand my business, better inform current clients and reach more customers online.
4. In November, I hired my assistant Julie Ball. She has been a tremendous asset to my team.
5. In 2009, I completed the rigorous educational and production requirements to earn the Certified Residential Specialist Designation. Less than 4 percent of all licensed Realtors® are Certified Residential Specialists.
6. Keller Williams Realty in Hendersonville had a 13% increase in volume from 2008 to 2009. Take a look at the information below comparing Keller Williams Realty in Hendersonville to our competition. We are currently number 2 in the Hendersonville market which has been accomplished in only 4 short years. 2010 is poised to be a head turner as Keller Williams Realty in Hendersonville looks to be the number 1 Real Estate company in Hendersonville.

I am excited to announce my new website is officially here! It has been a long project and with the help of some very talented people I am confident I have one of the best real estate websites in Hendersonville and Western North Carolina.

Now the fun begins. Not only can you search the entire Western North Carolina MLS, but I have set up some easy one click searches. If you find something you like, let me know so I can provide additional information on the property such as tax value, if there are any loans on the property, how long it has been on the market, etc.

You will also find up to date market stats for the Hendersonville Real Estate market to help you understand the market conditions. I believe the more information available to you, the better you can make an informed and educated decision regarding your Real Estate needs. This information important to you as a buyer, but if you are considering selling, this information is key in the successful sale of your home. If you are interested in discussing your home value, give me a call and we can set up a time to sit down and talk.

I’m a blessed man to honestly say, that I love what I do. Nothing makes me happier than to work with all different types of people and from all over the world to achieve their Real Estate goals. Because I care about my clients, and develop a relationship with them, most of my business is referral based. No matter if you’re buying, selling, or just want some information, please give me a call. I’d like to meet with you!

This site is meant to be a resource for you. If you have any thoughts or suggestions to improve the site please let me know.

Have a great day!
Noah George

Your lender decides what you can borrow but you decide what you can afford.

Lenders are careful, but they make qualification decisions based on averages and formulas. They won’t understand the nuances of your lifestyle and spending patterns quite as well as you do. So, leave a little room for the unexpected – for all the new opportunities your home will give you to spend money, from furnishings, to landscaping, to repairs.

Historically, banks use a ratio called 28/36 to decide how much borrowers could borrow. An approved housing payment couldn’t be more than 28 percent of the buyer’s gross monthly income, and his or her total debt load, including car payments, student loans, and credit card payments, couldn’t be more than 36 percent. (In Canada lenders apply similar formulas to determine how much a buyer can afford. The Gross Debt Service ratio, or GDS, is not to exceed 32 percent of the buyer’s gross monthly income, and the Total Debt Service ration, or TDS, is not to exceed 40 percent of the buyer’s total debt load.) As home prices have risen, some lenders have responded by stretching these rations to as high as 50 percent. No matter how expensive your market though, we urge you to think carefully before stretching your budget quite so much. [...] more

10 Questions to Ask Your Realtor about Selling a House

1. Are you a full-time professional real estate agent? How long have you worked full time in real estate? How long have you been representing buyers? What professional designations do you have?
   Knowing whether or not your agent practices full time can help you determine potential scheduling conflicts and his or her commitment to your transaction. As with any profession, the number of years a person has been in the business does not necessarily reflect the level of service you can expect, but it is a good starting point for your discussion. The same issue can apply to professional designations.
2. Do you have a personal assistant, team or staff to handle different parts of the purchase? What are their names and how will each of them help me in my transaction? How do I communicate with them? [...] more

How can a real estate agent help me?

A Buyer’s Real Estate Agent: